How to Sell a Car Privately in Quebec

The SAAQ allows private transfers online via SAAQclic (if eligible) or in person at a service outlet. This checklist covers the SAAQclic eligibility rules, what both parties bring to a service outlet, how QST is calculated, and why finishing the transfer promptly protects the seller.

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The Quebec bill of sale

A bill of sale is not mandatory in Quebec, but it's a useful record of the sale price, vehicle details, and both parties' signatures alongside the SAAQ transfer.

  • VIN, year, make, and model
  • Sale price and date
  • Odometer reading
  • Both parties' names, addresses, and signatures

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Seller checklist (Quebec)

  • Check SAAQclic eligibility for online transfer. Online transfers through SAAQclic are available if the vehicle has a single registered owner and the seller has no unpaid fines. Some vehicle types and edge cases still require an in-person transfer — check SAAQ's fact sheet for current eligibility rules before scheduling.
  • Prepare the bill of sale and vehicle details. Include the VIN, year/make/model, sale price, date, odometer reading, and both parties' names, addresses, and signatures. The price drives the QST calculation at transfer, so keep it accurate.
  • Bring required identification for in-person transfers. At a service outlet, both buyer and seller must show a driver's licence or another official photo ID document. The buyer also needs to provide the odometer reading at the counter.
  • Complete the transfer promptly and cancel insurance. Until the SAAQ transfer is completed, the seller may remain responsible for the vehicle — finish the transfer the same day if possible. Once done, contact your insurer to cancel or transfer the policy.

Buyer steps after the sale

  • Arrange valid insurance before taking delivery of the vehicle.
  • Provide the vehicle's odometer reading at the service outlet or during the SAAQclic process.
  • Accept or complete the transfer within any time limit stated by SAAQ — check the SAAQ guide for online transfers for current timelines.
  • For vehicles 14 years old or less (rule effective January 2025), QST is collected on the greater of the agreed selling price or the estimated value — the number on the bill of sale should match what you declare.
  • Bring a driver's licence or another official photo ID if completing the transfer at a SAAQ service outlet.

Additional notes

  • SAAQ advises that until the transfer is completed, the seller may remain responsible for the vehicle — including tickets and accidents. Both parties have an interest in finishing promptly.
  • For vehicles 14 years old or less (rule effective January 2025), QST is calculated on the greater of selling price or SAAQ's estimated value — so a bill of sale that understates the price won't reduce tax, but it will create a paperwork mismatch.
  • SAAQclic eligibility is narrower than most buyers expect — if the vehicle is co-owned or the seller has unpaid fines, the transfer has to be in person. Check SAAQ's current eligibility rules before scheduling.
  • Payment safety: agree on a payment method before meeting — a certified cheque or an e-Transfer confirmed as received (not just sent) reduces the risk of a bounced or reversed payment.

Frequently asked questions

Is a bill of sale mandatory in Quebec?

No, but it's recommended. A bill of sale isn't required by SAAQ to complete the transfer, but it gives both parties a record of the sale price, vehicle details, and signatures.

Can I transfer a vehicle online in Quebec?

Yes, through SAAQclic, if the vehicle has a single registered owner and the seller has no unpaid fines. Otherwise the transfer must be completed in person at a SAAQ service outlet.

How is QST calculated on a private car sale in Quebec?

For vehicles 14 years old or less (a rule effective January 2025), QST is collected on the greater of the agreed selling price or the estimated value. Check SAAQ's fact sheet for current eligibility and rate details.

Am I responsible for the vehicle after the sale in Quebec?

SAAQ advises that until the transfer is completed, the seller may remain responsible for the vehicle, including tickets and accidents — finish the transfer the same day if possible.

Official sources

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